TERVKÉSZÍTÉS
pénzügyi stratégiai,
szakértői elemzés és
tanácsadás, üzleti
tervezés
egyedi projektdíj
Customized, comprehensive expert and credit solutions
the complex financial challenges faced by value-creating SME owners
So that my partners no longer have to lose sleep over financing.
So that they can implement their development plans safely and with peace of mind—without taking on unnecessary risks.
My Services
MEGVALÓSÍTÁS
konkrét hitel- vagy
finanszírozási megoldás,
lebonyolítás
elköteleződési díj (projekt előkészítéséért)
+ eredmény alapú díj (a finanszírozási jóváhagyást követően)
Examples
EVEN IN THE CASE OF COMPLEX FINANCIAL CHALLENGES
Whether they are multi-purpose, involve government grants, involve large sums of money, are related to company acquisitions, or are special for other reasons.
Details
WITH A CUSTOM-DESIGNED FINANCING STRUCTURE
It provides a stable foundation and convenient repayment terms, and is capable of bridging even sudden fluctuations in financing.
Details
WITH A RELIABLE SYSTEM AND FINANCIAL SECURITY
Revolving lines of credit, secured overdraft facilities, and adequate internal reserves work together in a balanced manner, ensuring that liquidity is always maintained.
Details
ADJUSTED FOR ACTUAL CASH FLOW
It doesn’t disrupt business operations or create tension; rather, it aligns with the company’s actual operations and cash flow—not just the numbers and the income statement.
DetailsFinancing is a matter of trust.
I serve as a bridge between my partners and investors
I don’t just collect data and pass along cookie-cutter solutions—as if they were assembly-line tasks delegated to junior staff—but I truly understand my partner’s perspective and personally craft an expert, tailored solution proposal that also has a risk profile acceptable to the financier.
TRUST IN MY PARTNERS
I know that, in many ways, my clients view their businesses as their “children.” It’s a sensitive and important matter, which is why personal rapport—that “chemistry”—is so important. I’m honored that they’ve entrusted me with the future of their companies.
TRUST IN FUNDERS
Bank underwriters see only a fraction of potential deals. I serve as a “screener”: I make sure that my partners’ companies are among the few that really matter.
Honesty is key
I can only offer my partners real solutions and represent their interests effectively if I have a complete understanding of their situation.
Mutually transparent communication is essential for understanding—even when it comes to difficulties. Only in this way can we turn challenges into constructive, win-win solutions for all parties.
I save my partners time and money
My goal is to recoup the cost of my work as quickly as possible.
By minimizing financing and account management costs, I strive to provide my partners with optimal banking services.
I take care of everything my partners don’t have the time or capacity to handle.
I’m working to help them focus on the aspects of their business they truly enjoy, rather than getting bogged down in the complexities of banking.
I'll answer the banks' tough questions
Facts are facts. It’s natural to make mistakes—but it matters a great deal whether we learn from them.
It is crucial that we convey the facts honestly to the banks’ representatives, while also clarifying the context
Come visit me!3000+db
participation in banking transactions
as an approver, a bank contact person, and on the client side
120 milliárd forint
a portfolio I have managed as an approver for years
In the SME and large enterprise sectors
Still, I don’t think these numbers capture what I value most about our collaboration
I work to ensure that a lack of funding does not prevent a values-driven and honest entrepreneur from realizing their viable and effective ideas.
Who do I work with?
My partners are dedicated, knowledgeable professionals who, through their businesses, contribute to shaping the world through value-creating activities.
Team players
Like me, they are all team players, open to collaborative thinking, and committed to mutual trust and transparency.
Stable, growing SMEs
Although they vary in size and history, they are stable, growing SMEs, typically with annual revenues of 1 to 50 billion forints and at least 5 to 10 years of operation.
Partner reviews
WHO ELSE DO I WORK WITH?
Risk Analyst Training & Mentoring
for banks and financial institutions
I share the perspective of a senior credit analyst with risk analysis teams: how decision-makers think, what they look for in a transaction, and how to prepare a concise, well-structured proposal. Participants learn to identify real risks and assess when a transaction becomes acceptable.
My References
Investment financing for medium-sized businesses
How did we pave the way for the implementation of a Budapest loft conversion project?
Details
Who am I?
“Although I’m passionate about numbers, people are what matter most to me.”
Thanks to more than ten years of experience in the financial and banking sectors, I have a broad understanding of the market. As a manager of SME credit approval, I led professional teams. I have worked with teams at PwC, KPMG, MOL, Raiffeisen, and CIB, among others.
Today, through my own business, I view processes from the client’s perspective, through the eyes of my partners. It is important to me that not only do I understand them, but that they also grasp what lies behind the numbers.
In the field of finance, I am officially licensed by the MNB as a “money market broker,” meaning I am authorized to conduct this activity in accordance with the law. I am a contracted partner of Silver Rock Financial Advisory Ltd. (website and MNB license: srock.hu license number: H-EN-I-12/2025)
Dániel Németh
Personal Finance & Financing Partner
I don't go out of my way to close every single deal.
If, early on in the process, I see that a project is unlikely to secure funding—or that it would only be possible under disproportionate costs, overly strict conditions, and unjustified risks—then I will not recommend proceeding with the collaboration
My professional writings
What does a desert rally have to do with financing?
In a recent presentation, I explained structured finance using the analogy of a rally race. The company owner was the car’s owner, management was the driver, the team of experts was the navigator, demand was the fuel, and the financier was the sponsor…
Read more
Customer and bank perspectives
The perspectives of the bank and the customer are fundamentally different: the entrepreneur sees opportunities and growth, while the lender assesses what could go wrong.
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Project preparation from a financial perspective
One of the biggest mistakes an entrepreneur can make is waiting too long to start thinking about financing.
Read moreAre you interested in working with us?
If you feel that we’re a good match, please feel free to contact me! When filling out the form, you can request a callback, and you’ll also find my phone number in my reply.
Come visit me!
While filling out the form, you can request a callback, and you’ll also find my phone number in the reply email!
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